Possessive or Not?

Dear S N, Production Coordinator:

You wrote:
> Please let me know if we must have the apostrophe and s after Group or if
> either version of the sentences below is grammatically correct. In the
> sentence with no apostrophe and s, we’re thinking of the name as an
> entity, which is why we wondered if we need the punctuation. Thank you!
>
> If you look below at Sky Lending Group interest rates you can clearly see
> that you are currently above market rates.
>
> If you look below at Sky Lending Group’s interest rates you can clearly
> see that you are currently above market rates.
>

The second would be correct since “Sky Lending Group” is modifying “interest rates.” In modern English we do often turn nouns into adjectives, but if you did that without using the possessive, you would need to begin with “the,” as in “the Sky Lending Group interest rates.” In context, it appears that you did not want to use the article “the,” so the possessive “Sky Lending Group’s interest rates” is the way to go.

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